Karma Funding LogoKarma Funding
    Soft credit check only. No hard inquiry to pre-qualify.

    Get the funding your business deserves.

    Karma Funding connects business owners to top-tier capital. Good business comes back around—let's fuel your next stage of growth.

    Available in all 50 states
    Two confident small business owners shaking hands in a modern workspace

    Fast Funding

    As little as 48 hours

    Funding that comes back around, in 3 simple steps.

    We've streamlined the process so you can focus on what matters—running your business.

    01

    Quick Application

    Complete our simple form in under 2 minutes. No hard credit inquiry to see your options.

    02

    Review Options

    Speak with a dedicated funding advisor to review offers from our marketplace of premium lenders.

    03

    Get Funded

    Select the best offer and receive funds in your business account in as little as 48 hours.

    Tailored funding solutions.

    Access a diverse marketplace of capital designed for different stages of business growth.

    Business Line of Credit

    Draw funds as needed and only pay interest on what you use. Perfect for managing cash flow.

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    0% Intro APR Cards

    Business & personal credit cards offering extended 0% interest periods to fuel initial growth.

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    Business Term Loan

    Lump sum capital with predictable fixed payments for major purchases or expansion.

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    SBA Loans

    Government-backed loans offering some of the lowest rates and longest terms available.

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    Equipment Financing

    Purchase the machinery or tech you need now, using the equipment itself as collateral.

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    Business growth

    Not sure which is right?

    Our advisors will help you navigate the options.

    Good business. Better funding.

    We're an advisory marketplace, not just a direct lender. We work for you.

    Marketplace of premium lenders
    No hard inquiry to pre-qualify
    Education & strategic guidance
    Cash-flow & savings strategies
    Dedicated account management
    Available in all 50 states
    Partnership handshake

    Trusted by growing businesses nationwide.

    "Karma Funding actually listened to our growth plan. They didn't just push a product; they found the exact line of credit we needed to scale our inventory without stressing our cash flow."

    Sarah T.
    E-commerce Founder
    $50M+
    Funding Facilitated
    2,000+
    Clients Served
    48hr
    Average Funding Time

    Check My Options

    Takes under 2 minutes. Soft pull only, no impact to your credit to see options.

    Check My Options

    Karma Funding is not a lender. We provide education, guidance, and access to funding resources. No hard inquiry to pre-qualify; a hard credit pull may occur only if you proceed with an offer.

    Frequently Asked Questions